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In-Hand Salary Calculator 2026 — CTC to Take-Home Salary

Free in-hand salary calculator for freshers in India. Convert your CTC to monthly take-home salary after PF, professional tax and income tax under the new and old tax regime.

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Old-regime deductions
Monthly in-hand salary
₹0
Annual take-home: ₹0
Earnings (per year)
Basic salary₹0
HRA₹0
Special allowance₹0
Variable / bonus₹0
Gross salary₹0
Deductions (per year)
Employee PF (12% of basic)₹0
Professional tax₹0
Income tax (incl. 4% cess)₹0
Annual take-home₹0

Estimate only. Actual in-hand varies with your company’s salary structure, state professional tax and declared investments. Employer PF and gratuity are part of CTC but are not paid to you monthly.