Citi Freshers Hiring 2026 | Credit Risk Analyst | Mumbai — Apply Now

Citi Freshers Hiring 2026 is now open for a Credit Risk Analyst position in Mumbai. This is an entry-level role within Citi’s Risk Management division, specifically on the Credit tcitieam, and is suited for recent graduates who have a finance or related background. The role involves financial statement analysis, credit portfolio work, and coordination with the bank’s Credit Officers and Relationship Managers. If you are looking to start your career in financial risk at a global bank, this one deserves a serious look.

Citi Freshers Hiring 2026 – Full Job Details

About Citi

Citi is one of the world’s largest financial institutions, with operations in more than 160 countries and a workforce of over 200,000 people. The bank provides a wide range of financial services including retail banking, institutional banking, investment banking, and wealth management. Citi’s India operations span multiple cities, with Mumbai being the headquarters of their banking business in the country. The Credit Risk team in Mumbai works directly with credit portfolios, financial analysis, and compliance with bank lending standards.

Role Overview – Credit Risk Analyst

This is a developing professional role in Citi’s Risk Management division, Credit job family. You will be working with financial statements, credit analysis processes, and reporting systems that feed into how the bank manages its credit portfolio. The role involves interaction with Credit Officers, Relationship Managers, and Debt Center Staff, and requires someone who is comfortable with financial data and GAAP accounting principles. It is a role where you grow into more complex work over time rather than being thrown in at the deep end from day one.

Key Responsibilities

• Financial Statement Reconciliation: Accurately reconcile business and personal financial statements in accordance with GAAP principles. Attention to detail here directly affects the quality of the credit analysis that follows.
• Data Validation: Ensure that financial data used for credit analysis conforms to accounting standards and spend principles. Any inconsistency that reaches the reporting stage needs to be caught at this point.
• Credit Portfolio Reporting: Summarize and report financial statements and business documents per bank policy. You will be compiling information that Credit Officers use to make lending decisions.
• Stakeholder Coordination: Serve as a point of contact between customers, the credit team, and the portfolio group. Communication needs to be accurate and professional since you are handling financial information.
• Credit Writing and Accountability: Promote statistical credit writing standards, including proper documentation of loan collections and service delivery metrics.
• Cross-Team Collaboration: Coordinate with Credit Officers, Credit Analysts, Debt Center Staff, and Relationship Managers on day-to-day credit activities and issue resolution.
• Risk Assessment and Advisory: Act in an advisory capacity for Credit Officers on loan agreements and financial monitoring. Identify and escalate risk concerns following Citi’s established policies.

Eligibility Criteria

• Educational Qualification: Bachelor’s degree or university degree equivalent. A background in Finance, Accounting, Economics, or a related field is preferred for this role.
• Batch Year: 2024, 2025, and 2026 graduates are eligible. The role is described as entry-level, so recent graduates are being considered.
• Academic Performance: Not specified. Entry-level knowledge of GAAP accounting, financial legislation, and financial products is expected.
• Technical Skills: Analysis and quantitative thinking, familiarity with financial statements, and basic knowledge of credit concepts. Knowledge of risk identification and risk controls is a plus.
• Communication Skills: Strong professional communication is necessary since the role involves working with Credit Officers and Relationship Managers.

Selection Process

Citi’s hiring process for entry-level roles in India typically follows these stages:

• Round 1 – Online Application Screening: The team reviews your resume for relevant educational background and any finance or analytical experience.
• Round 2 – Technical/Domain Interview: A discussion covering credit analysis fundamentals, your understanding of financial statements, GAAP concepts, and situational questions on how you would handle specific credit scenarios.
• Round 3 – HR Interview: Covers your interest in financial risk management, how you work in team settings, and alignment with Citi’s professional standards.

Salary & Benefits

Citi has not disclosed the salary for this position. Compensation at Citi India for entry-level analyst roles is generally competitive within the banking sector in Mumbai. Benefits typically include health insurance, a learning and development framework, and access to Citi’s global professional networks. The bank also provides structured career progression for analysts who demonstrate strong performance.

How to Apply for Citi Freshers Hiring 2026

1. Click the “Apply Now” button below.
2. You will be redirected to the official Citi careers portal.
3. Create an account on the Citi careers site or log in if you already have one.
4. Fill in your academic details, work experience (if any), and personal information.
5. Upload your updated resume in PDF format.
6. Submit the application and keep the confirmation for reference.

Note: freshershunt.in is a job information platform. We are not the recruiter. Always verify details on the official company careers page before applying.

Frequently Asked Questions – Citi Freshers Hiring 2026

Q1. Who is eligible to apply for Citi Freshers Hiring 2026 Credit Risk Analyst?

Candidates with a Bachelor’s degree in Finance, Accounting, Economics, or a related field are eligible. The role is entry-level and open to recent graduates from the 2024, 2025, and 2026 batches. Entry-level knowledge of GAAP accounting and financial analysis is expected.

Q2. What is the salary for the Credit Risk Analyst role at Citi Mumbai?

Citi has not disclosed the salary for this position. Entry-level analyst salaries at Citi India are generally competitive within the banking sector in Mumbai. Compensation details will be discussed during the selection process.

Q3. Where is this Citi Credit Risk Analyst role based?

This role is based in Mumbai, Maharashtra, and is listed as an on-site position. Citi’s India headquarters and a significant portion of their banking operations are based in Mumbai.

Q4. What is the selection process for Citi Freshers Hiring 2026?

The typical selection process for Citi entry-level roles includes an online application screening, a technical or domain interview covering financial analysis and credit concepts, and an HR round. Citi may also include a written assessment for some analyst tracks.

Q5. What is the last date to apply for Citi Freshers Hiring 2026?

No specific deadline has been announced. Citi roles at the analyst level tend to fill once they receive a sufficient pool of qualified applicants. Apply through the official Citi careers portal as soon as possible using the button above.