American Express Off Campus Drive 2026 | Paid 12-Month Apprenticeship | Engineering, Maths, Economics & Finance Grads — Apply by 18 Aug

About the American Express Off Campus Drive 2026 apprenticeship

American Express has opened job 26012309 for an Apprentice in its Credit & Fraud Risk organisation at Gurugram, on a hybrid schedule. This is a 12-month paid apprenticeship with structured development, networking and direct exposure to leaders and executives. Credit & Fraud Risk teams protect Amex, its customers and its brand using data, analytics, technology and risk management practice. For a fresher, the American Express Off Campus Drive 2026 apprenticeship is one of the few programmes that pairs a global brand with genuine analytics work from month one. Applications close on 18 August 2026.

Three focus areas in American Express Off Campus Drive 2026

The apprenticeship spans Data Stewardship, Strategy & Analytics, and Product. On the product and business side you gain exposure to how CFR teams support growth, customer experience and risk decisions, partner with cross-functional teams on product enhancements and innovation, and take part in the product lifecycle from discovery through testing, implementation and performance monitoring. That breadth is unusual for an entry-level role and is the main reason the American Express Off Campus Drive 2026 intake attracts heavy competition.

Data and analytics responsibilities

On the analytics side of the apprenticeship you will:

• Support reporting and analytical activity to surface trends, patterns and business insights.
• Work with SQL, Python, Excel, Power BI or Tableau.
• Gain exposure to data governance, data quality and process improvement practice.

Eligibility for American Express Off Campus Drive 2026

Amex opens this to a wide set of degrees – graduation must be complete:

• Eligible degrees: Engineering, Mathematics, Statistics, Economics, Computer Science, Data Science, Business Analytics, Finance, or another relevant quantitative discipline.
• Level: completed Bachelor’s or Master’s programme.
• Strong analytical and problem-solving skills.
• Passion for data, analytics and risk management, and a curious mindset.
• Ability to work collaboratively in a fast-paced environment.
• Ability to interpret data and derive meaningful insights.
• Note: the offer is contractual apprentice employment, conditional on background verification.

Preferred skills that lift your application

Preferred, not mandatory – covering even two puts you ahead of most of the pile:

• Knowledge of SQL, Python, Excel, Power BI or Tableau, or other analytical tools.
• Familiarity with the software development lifecycle and automation techniques such as RPA, ETL tools or machine learning.
• Familiarity with data visualisation tools such as Power BI or Tableau.
• An understanding of financial services, fraud risk, credit risk or compliance concepts.

Selection process for American Express Off Campus Drive 2026

Expect two to three rounds. A technical screen on SQL and basic analytics – expect to write a query, read a dataset and explain what you would investigate. Then a case or business discussion on how you would approach a fraud or credit risk pattern, testing structured thinking rather than domain knowledge you are not expected to have. An HR round on the Gurugram location, hybrid working and the 12-month apprenticeship terms closes it. With the window shutting on 18 August, screening moves fast after that date.

Documents required

Keep these ready before applying:

• Updated resume – build one free with the Resume Builder.
• Degree certificate and consolidated marksheet – graduation must be complete.
• Class X and XII marksheets.
• Government photo ID and a passport-size photograph.
• Documents for background verification.
• Links to any dashboard, analysis or data project you have built.

Preparation tips

Three moves:

• Practise SQL – joins, aggregations and window functions until they are automatic. It is the single most tested skill for this role.
• Build or refresh one Power BI or Tableau dashboard on a public dataset, and be ready to explain what decision it would drive.
• Run two timed mock rounds with the free aptitude practice tests, and rehearse a 90-second self-introduction naming your quantitative degree and one analysis you are proud of.

How to apply for American Express Off Campus Drive 2026

Use the Apply link on this page, or go to the official American Express careers portal and apply to job 26012309 (Apprentice, Gurugram). Applications close on 18 August 2026 at midnight – Amex requisitions stop accepting entries automatically on that date. More live openings are on the companies hiring freshers hub.

About American Express

American Express operates on a 175-year history of innovation, with a culture built around shared values, leadership behaviours and a commitment to backing customers, communities and colleagues. Benefits attached to this role include cab facility, free meals, a flexible hybrid working model, and training and development opportunities for apprentices.